Templeton Merchant Services: Eliminate Credit Card Processing Fees
Attention Templeton business owners: If you are currently paying 3-4% every time a customer swipes a card, you are leaving thousands of dollars on the table annually. Horizon Payment Solutions provides the technology and local expertise to help you reclaim that revenue through our specialized cash discount and dual pricing programs.
Why Templeton Businesses Choose Horizon
Templeton is a unique community of growing boutiques, independent restaurants, and essential service providers. We understand that in a local economy, every dollar counts. Our programs are designed specifically for the small business environment, ensuring compliance with all card brand rules while providing a seamless checkout experience for your loyal customers.
The Savings Math
Consider a business processing $40,000 per month. At a standard 3% effective rate, you are paying $1,200 per month—or $14,400 per year—just to accept payments. By shifting the processing cost to the transaction via a small service fee, the business owner covers only a flat monthly subscription for the technology. That is over $13,000 returned directly to your bottom line every single year.
How It Works
01. Statement Review
We analyze your current merchant statement to identify exactly where your fees are going and calculate your potential annual savings under our program.
02. Local Installation
We handle the technical setup and provide high-speed, PCI-compliant terminals configured for your business. We ensure you are ready to accept payments securely from day one.
03. Start Saving
Watch your overhead drop as the processing costs are automatically managed. You keep every dollar of your sale, paying only a simple technology fee.
Services in Templeton
- Restaurant POS and Cash Discounting in Templeton merchantservicestempleton.com/restaurant-pos-templeton
- Retail Payment Processing and dual pricing in Templeton merchantservicestempleton.com/retail-processing-templeton
- Service Business Payment Solutions in Templeton merchantservicestempleton.com/service-business-templeton
- Mobile Credit Card Processing for Templeton events merchantservicestempleton.com/mobile-processing-templeton
About Horizon Payment Solutions
Since 2008, Horizon has been a trusted leader in merchant services, serving over 17,000 businesses across the country through our network. We are built on high-trust human interaction and bank-sponsored technology. Our mission is direct: to help small business owners fight back against the hidden costs of doing business and keep more of their hard-earned revenue.
From Oscar
"I have seen businesses in Templeton completely transform their profitability simply by changing how they handle their merchant fees. It is not just about the numbers; it is about giving local owners the breathing room to grow, hire more staff, and better serve our community. I am here to ensure that every Templeton business can access these savings with zero stress."
Frequently Asked Questions
Is the cash discount program legal in California?
Yes. The Durbin Amendment and subsequent card-brand rulings allow for cash discounting and dual pricing as long as proper signage and disclosures are in place. We handle all the compliance requirements for you.
Will my customers be upset about the service fee?
Most local customers are already used to this model in gas stations and smaller businesses. When explained as a way to keep local prices stable while card companies raise fees, most patrons are highly supportive of the business choice.
Do I have to switch my POS system?
We integrate with a vast majority of existing POS systems. In the event yours is locked, we can often provide updated, more efficient hardware at no upfront cost to ensure the program runs correctly.